Dreaming of life by the beach—but wondering if you can afford it?
You’re not alone. Many people looking for ocean views and sunny skies compare beach towns across the Southeast before deciding where to call home. The good news? The cost of living in North Myrtle Beach is lower than most coastal cities on the East Coast—without sacrificing charm, lifestyle, or convenience.
🏡 Housing: Where the Savings Start
Housing is often the biggest factor in the cost of living, and North Myrtle Beach shines here.
Compared to places like Charleston, SC or Wilmington, NC, home prices and property taxes are significantly lower—especially for proximity to the ocean.
- Median home price (2025): Around $420,000 in North Myrtle Beach vs. $570,000 in Charleston.
- Property taxes: Among the lowest in the country, thanks to South Carolina’s tax structure.
- Rental prices: A one-bedroom near the beach averages $1,500/month, compared to $2,200+ in Florida’s coastal cities.
Many residents find that their money simply goes further here—allowing them to enjoy the beach lifestyle without the big-city price tag.
🛒 Everyday Essentials: Groceries, Gas & UtilitiesThe essentials cost less here than in many neighboring states.
- Groceries: On par or slightly below the national average.
- Gas prices: Lower than in major metro areas like Wilmington or Charleston.
- Utilities: Reasonable year-round, with mild winters and energy-efficient homes.
Plus, the abundance of local produce and seafood means you can enjoy fresh, affordable meals straight from the Carolina coast.
💉 Healthcare & Services
North Myrtle Beach is part of a growing healthcare hub, anchored by McLeod Seacoast Hospital and Grand Strand Health.
Healthcare costs are lower than in large urban centers, and retirees often find Medicare plans more affordable here.
🚗 Transportation
Most residents rely on cars, but traffic is lighter than in larger beach cities, and parking is rarely an issue.
With everything within a short drive—restaurants, shopping, entertainment—you’ll spend less time commuting and more time living.
🌴 Lifestyle Value: The Intangibles
Beyond the numbers, there’s the emotional return on your investment.
North Myrtle Beach offers:
- Beautiful beaches without overcrowding.
- Local restaurants, live music, and festivals year-round.
- A friendly, small-town feel that still has every convenience you need.
It’s that balance—affordable, beautiful, and relaxed—that keeps so many visitors coming back as full-time residents.
🤝 Thinking About Making the Move?
The cost of living in North Myrtle Beach is one of its greatest strengths, but the real value is in the lifestyle. Whether you’re relocating for retirement, remote work, or a fresh start by the sea, I can help you find a home that fits your needs and your budget.
Call me, Kim Stevens, REALTOR®, at (843) 222-9327 or email KimStevens100@gmail.com—and let’s find your perfect spot by the shore.

